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The big 3-0 has heft: Most 20-somethings fear it, 40-somethings miss it and 60-somethings realize that they’re way wiser than they ever were back then.

We don’t think you’re defined by your age on a calendar, but this turning point in our adult lives sure seems to hold mystique; at the very least, you had a lot to say about our roundup of  30 bad habits to ditch by 30.

By the time we embark on our fourth decade, there are a few things we should all know: life skills to help us manage our money, maximize our talent and make the most of where we are.

MORE FROM LEARNVEST:  How The Government Spends Your Tax Dollars

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